You can find some great deals on properties sold as is. But sometimes, they need a great deal of work and renovations, too. An FHA 203(k) Renovation Loan may be just the loan you need.Footnote: 1 This specialized program allows you to finance the purchase of the home, plus renovations, all with the convenience of a single loan and closing.

Here are a few of the key features of an FHA 203(k) loan:

  • Requires as little as 3.5% down payment to qualify
  • Includes most renovations that add value to the property
  • Covers materials, labor and expenses such as permits and fees
  • Applies to owner-occupied primary residences, from 1-4 units
Watch the Renovation Loan VideoRenovation Loan video »
Get prequalifiedFootnote: 22 Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval.

Call us at 800.515.1253 to speak with a Renovation Specialist

Monday – Friday: 7:00 a.m. to 7:00 p.m. CST


Submit your information using the form below

FHA 203(k) Renovation Loan Contact Form


FHA 203(k) Renovation
Loan Resources

  • Renovation Loan Advantages »
  • Streamline vs Standard »
  • Eligible Repairs »
  • FAQs »
  • FHA Website »
Download 203k resources
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