Expert guidance and dependable service

Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers find the home loan that's right for them. As a Bank of America Home Loans^® Mortgage Loan Officer, I'm here to answer your questions so you have a clear understanding of what you can comfortably afford. Many loan officers can help you get a loan. My mission is to help you find the home loan that's right for you.

Top 5 things to know about loans

How much can I afford?Opens in a new window

Types of home loansOpens in a new window

Home loan optionsOpens in a new window

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What type of loan do you want rates for? Rate type AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY PurchaseRefinance

Mortgage Type	Rate	Points	APR
30-Year Fixed-Rate	3.875%	0.875	4.014%
15-Year Fixed Rate	3.000%	1.000	3.262%
5/1 ARM (variable)	2.750%	1.125	3.311%
7/1 ARM (variable)	3.000%	0.875	3.336%

As of 5/16/12 6:56 PM ET Results above assume borrower has excellent credit.
Loan Assumptions

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Buying points to lower your rateOpens in a new window

Buying points to lower your rate for refiOpens in a new window

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The credit card programs are issued and administered by FIA Card Services, N.A.