Expert guidance and dependable service

At Bank of America Home Loans^®, we are committed to finding mortgage solutions that work for our customers. We offer a wide range of home loan products and services that can meet many different financial needs and are experts at explaining mortgage terms in plain language. If the time is right for you to buy or refinance a home, you can count on personal service from me every step of the way, from application to closing. At Bank of America, we're ready today, as we have always been, to help you find the home financing solution that is right for you.

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How much can I afford?Opens in a new window

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What type of loan do you want rates for? Rate type AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY PurchaseRefinance

Mortgage Type	Rate	Points	APR
30-Year Fixed-Rate	3.750%	1.000	3.899%
15-Year Fixed Rate	2.875%	1.250	3.173%
5/1 ARM (variable)	2.625%	1.125	3.268%
7/1 ARM (variable)	2.875%	0.875	3.278%

As of 5/16/12 6:49 PM ET Results above assume borrower has excellent credit.
Loan Assumptions

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Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The credit card programs are issued and administered by FIA Card Services, N.A.