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| Your business is important to us, and we’re ready to make financing your home easy, practical and convenient. I’m available to answer your questions and provide you with information you’ll need to house hunt or refinance your home with confidence. Because of my own experience and the knowledgeable mortgage team that stands behind me, I’m an expert at connecting my customers to mortgage solutions that best meet their needs. |
| Professional Experience |
Welcome to Bank of America Home Loans, my name is Hap Smith. As a Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, so you can find the mortgage solution that best fits your needs. You can Pre-Qualify online in minutes.
During my 19 years of experience in the mortgage industry, I have
shared my expertise to personally assist thousands of families with responsible and affordable home financing. I have an extensive background assisting
first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers and our local heroes: Police, Firefighters, Teachers and Medical workers and a great deal of experience in:
- Affordable mortgage lending
- Construction lending
- Conventional loans
- Government lending
- Home Equity Lines of Credit
- Investment property lending
- Lending to our local heroes: police, teachers, firefighters, and medical worker loans
- Non-conventional "Jumbo" lending
I have a degree in Business Administration from Grand Canyon University.
I contribute my time to the community by supporting: Habitat for Humanity.
Contact me today and let’s get started on achieving your home financing goals.
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| Awards and Recognition |
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President's Club - Bank of America Top Producer Award
New Construction Specialist - Bank of America Mortgage Loan Officers Certified in New Home Construction Products and Financing Options.
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| Bank of America — Trusted Lender |
Here’s why:
- We have tremendous financial strength as one of the largest companies in the world.
- Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers.
- We service our own loans to ensure you have a positive experience for the life of your mortgage.
- We have served the needs of over 59 million US households (1 out of every 2 US households)
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