Irvine Park Plaza office

Get directions to 1 Park Plaza
Suite 500
Irvine, CA  92614

Office: 949.474.8801
Mobile: 310.213.8745
Additional languages spoken
Home Loans Manager Sam Cruz
NMLS ID: 485800
Get the answers you need with our Home Loan Guide Record your progress with our Home Loan Checklist

At Bank of America Home Loans®, we're committed to responsible lending and helping you find a home loan solution that is right for you. Whether you're buying your first home or refinancing your fifth, we're here to answer your questions so you have a clear understanding of what you can comfortably afford.

That's why we offer helpful resources like our Clarity Commitment® documentfootnote 1–a simple, one-page loan summary written in plain language, so you can understand what you're getting.

There is also our interactive Home Loan Guide, which walks you through the home loan process. No matter how little or how much time you want to spend, Home Loan Guide will give you valuable information that will help you become a more informed home loan customer.

We offer a wide range of home loan products and services that can meet many different financial needs and our Mortgage Loan Officers are experts at explaining mortgage terms in plain language. If the time is right for you to buy or refinance a home, you can count on personal service every step of the way. Contact us today to learn more.

What type of loan do you want rates for? Rate type
Mortgage Type Rate Points APR
30-Year Fixed-Rate 3.625% 1.326 3.861%
15-Year Fixed Rate 2.875% 1.102 3.253%
As of 3/27/15 Results above assume borrower has excellent credit.
Loan Assumptions
Learn about bank of America's recent performance in a mortgage study by J.D. Power Join Our Team - Learn more about our commitment to successful homeowners and associates. Learn more.
  1. The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower's actual loan documents, and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.