Mortgage Loan Officer Details
Joel Sims
Mortgage Loan Officer
200 E. Franklin St. Ste. 200
Monterey, CA 93940
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Office: (831) 644-2251
Mobile: (831) 206-3554
Fax: (831) 644-2266
Contact Me
The key to a smooth mortgage process is teamwork. As your Bank of America Mortgage Loan Officer, you can rely on me and my broad network of resources to make a real difference. Your business is important to me, and I’m ready to make financing your home easy, practical and convenient. Throughout the process my team and I will work with you every step of the way.
Professional Experience
Welcome to Bank of America Home Loans, my name is Joel Sims. As a Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, so you can find the mortgage solution that best fits your needs. You can Pre-Qualify online in minutes.

During my 15 years of experience in the mortgage industry, I have shared my expertise to personally assist thousands of families with responsible and affordable home financing. I have an extensive background assisting first time homebuyers and a great deal of experience in:
  • Affordable mortgage lending
  • Conventional loans
  • Government lending
  • Non-conventional "Jumbo" lending
I have a degree in Political Science from Willamette University.

I contribute my time to the community by supporting: Housing Agencies and Homebuyer Assistance Classes.

Contact me today and let’s get started on achieving your home financing goals.
Additional Languages Spoken
English
Awards and Recognition
President's Club - Bank of America Top Producer Award
Chairman's Club - Bank of America Top Producer Award
Bank of America — Trusted Lender
Here’s why:
  • We have tremendous financial strength as one of the largest companies in the world.
  • Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers.
  • We service our own loans to ensure you have a positive experience for the life of your mortgage.
  • We have served the needs of over 59 million US households (1 out of every 2 US households)