Patrice Watkins

Patrice Watkins

Vice President NMLS ID: 609772
Awards & Recognition
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I'm Patrice Watkins, a Retail Sales Manager, committed to helping my clients understand their home loan options and feel confident about their choices. During my experience in the mortgage industry, I've developed expertise in the FHA 203(k) Renovation loans program which combines the cost of buying a home "as-is" with the cost of making repairs or renovations into one convenient loan. If the home that you are purchasing requires updating, renovation or repairs, this loan may be what you needFootnote 1. Contact me today to learn more.

Learn about bank of America's recent performance in a mortgage study by J.D. Power
  1. Available on a 30 year fixed-rate product only. $5,000 min. loan amount . The minimum down payment for single family residences must equal 3.5% of the sales price or the appraised value.Maximum loan amount limits apply and vary by county, ask for details. FHA Up Front Mortgage Insurance Premium and Monthly Insurance Premiums apply. HUD guidelines apply. Where required, work must be performed by a licensed contractor. Timing of resale of property subject to restrictions. Renovation construction must begin within 30 days of closing and all work must be completed within 6 months of closing. Not available for investment properties. Restrictions on secondary financing may apply. State restrictions may apply. Minimum credit scores apply.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.