Expert guidance and dependable service

At Bank of America Home Loans^®, we are committed to finding mortgage solutions that work for our customers. We offer a wide range of home loan products and services that can meet many different financial needs and are experts at explaining mortgage terms in plain language. If the time is right for you to buy or refinance a home, you can count on personal service from me every step of the way, from application to closing. At Bank of America, we're ready today, as we have always been, to help you find the home financing solution that is right for you.

Current Rates

Rates as of: 2/10/2012 11:56:59 AM ET

What type of loan do you want rates for? Rate type purchaserefinance AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

Mortgage Type	Rate %	Points	APR %
30-Year Fixed-Rate	4.375%	1.000	4.529%
15-Year Fixed Rate	3.500%	0.750	3.728%
5/1 ARM (variable)	3.000%	1.000	3.388%
7/1 ARM (variable)	3.125%	0.875	3.394%

Results above assume borrower has excellent credit. Loan Assumptions

More about rates

• Estimate your monthly paymentOpens in a new window
• Buying points to lower your rateOpens in a new window
• Buying points to lower your rate for refiOpens in a new window

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