Mortgage Loan Officer Details
Robert Cummins
Mortgage Loan Officer
500 Carteret Street, Suite-C
Beaufort, SC 29902
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Direct: (843) 521-6090
Toll-Free: (877) 562-2693
Mobile: (843) 263-9809
Contact Me
Helping members of my community achieve and sustain the dream of homeownership is the foundation of my business. At Bank of America, we strive to be the most admired and most trusted lender inclusive of meeting the needs of Low-to-Moderate income families, minorities and under-served communities. As a Mortgage Loan Officer at Bank of America, I will work with you to access one of the nation’s largest networks of mortgage resources to design a personalized financing solution that best meets your needs today and into the future.
Professional Experience
Welcome to Bank of America Home Loans, my name is Robert Cummins. As a Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, so you can find the mortgage solution that best fits your needs. You can Pre-Qualify online in minutes.

During my 8 years of experience in the mortgage industry, I have shared my expertise to personally assist numerous families with responsible and affordable home financing. I have an extensive background assisting first time homebuyers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers and our local heroes: Police, Firefighters, Teachers and Medical workers and a great deal of experience in:
  • Affordable mortgage lending
  • Conventional loans
  • Government lending
  • Home Equity Lines of Credit
  • Investment property lending
  • Lending to our local heroes: police, teachers, firefighters, and medical worker loans
  • Non-conventional "Jumbo" lending
I have a degree in Business Administration from The Citadel.

I contribute my time to the community by supporting: Habitat for Humanity and Homebuyer Assistance Classes.

Contact me today and let’s get started on achieving your home financing goals.
Awards and Recognition
Neighborhood Lending Certified - Loan Officer has a certified sensitivity in providing service to low-to-moderate income borrowers, communities, and multicultural segments.
Bank of America — Trusted Lender
Here’s why:
  • We have tremendous financial strength as one of the largest companies in the world.
  • Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers.
  • We service our own loans to ensure you have a positive experience for the life of your mortgage.
  • We have served the needs of over 59 million US households (1 out of every 2 US households)