Mortgage Loan Officer Details
Thomas Morley
Senior Mortgage Loan Officer
670 George Washington Highway
Lincoln, RI 02865
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Mobile: (401) 741-2181
Contact Me
Your business is important to us, and we’re ready to make financing your home easy, practical and convenient. I’m available to answer your questions and provide you with information you’ll need to house hunt or refinance your home with confidence. Because of my own experience and the knowledgeable mortgage team that stands behind me, I’m an expert at connecting my customers to mortgage solutions that best meet your needs.
Professional Experience
Welcome to Bank of America Mortgage, my name is Thomas Morley. As a Senior Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, to find the mortgage solution that best fits your needs. You can Pre-Qualify online in minutes.

During my 23 years of experience in the mortgage industry, I have shared my expertise to personally assist thousands of home financing dreams. I have an extensive background assisting first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers, Doctors and our local heroes: Police, Firefighters, Teachers and Medical workers and a great deal of experience in:
  • Affordable mortgage lending
  • Construction lending
  • Conventional loans
  • Doctor loans
  • Government lending
  • Home Equity Lines of Credit
  • Lending to our local heroes: police, teachers, firefighters, and medical worker loans
  • Non-conventional "Jumbo" lending
I have a degree in Business Administration from Saint Michaels College.

Contact me today and let’s get started on achieving your home financing goals.
Awards and Recognition
President's Club - Bank of America Top Producer Award
New Construction Specialist - Bank of America Mortgage Loan Officers Certified in New Home Construction Products and Financing Options.
Bank of America — Trusted Lender
Here’s why:
  • We have tremendous financial strength as one of the largest companies in the world, backed by over $1.5 trillion in total assets.
  • Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers. This dedication is demonstrated with the recent launch of two new innovative and affordable mortgage programs, No Fee Mortgage PLUS and Neighborhood Champions® Protected Mortgage ®.
  • We offer a Close-On-Time Service Guarantee with No Fee Mortgage PLUS so our customers and partners know exactly when they’ll close.
  • We service our own loans to ensure you have a positive experience for the life of your mortgage.
  • We have the highest servicing rankings and the lowest foreclosure rates in the industry, earning us Freddie Mac’s Tier One Hall of Fame status.
  • We have served the needs of over 56 million US households (1 out of every 2 US households).