With a new year ahead, it's a great time to explore new beginnings. I'm Areli Carrillo, your local Lending Associate based in Oakland, and I've been working in the mortgage industry for years. I'd be happy to discuss your home financing situation and offer guidance.

Whether you're thinking about purchasing a home, refinancing your home or accessing your home's equity, if any, start with the resources and calculators here on my website. When you're ready to take the next step, feel free to contact me, and I'll help guide you every step of the way.

Calculators

Estimate your monthly mortgage payment

Estimate your monthly payment based on loan amount and interest rate.

Closing cost calculator

Estimate your closing costs based on area and purchase price.

Should I refinance my home?

See if your monthly mortgage payments could be lower if you refinance.

Home equity calculator

Use this calculator to get an idea of your rate and monthly payment for a home equity line of credit.

Affordability snapshot

A powerful interactive tool, to create your personalized affordability snapshot

Home value estimator

Use this tool to find out how much your home may be worth.