I'm Brynn Donovan a Mortgage Loan Officer, and I'm conveniently based in your local Bank of America branch. During my 3 years of years of experience in the mortgage industry, I've developed special expertise in First time homebuyers, Low-to-moderate income borrowers and Investment borrowers. Here on my website you'll find educational resources and calculators that will help you decide what you can comfortably afford. Any time you have a question, or whenever you're ready to take the next step in getting a home loan, just contact me and we'll work together to find the home loan that's right for you.

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Today's California mortgage rates

Select Purchase or Refinance
This table correlates Conforming products to rate, point, and APR% information.
Conforming
Rate layer
APR layer
Points layer
Monthly paymentFootnote *Conforming and Jumbo monthly payment includes principal and interest only. Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.
30-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
15-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
7/1 ARM layer (variable)
X.XXX% X.XXX% X.XXX $X.XXXFootnote 5/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments. (initial)
5/1 ARM layer (variable)
X.XXX% X.XXX% X.XXX $X.XXXFootnote 5/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments. (initial)
This table correlates Jumbo products to rate, point, and APR% information.
Jumbo
Rate layer
APR layer
Points layer
Monthly paymentFootnote *Conforming and Jumbo monthly payment includes principal and interest only. Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.
30-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
15-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
 

All products, rates, APRs, and credit assumptions valid on XX/XX/XXXX and are subject to change without notice. Chart data is for illustrative purposes only. Conforming and Jumbo data assumes a borrower with excellent credit. Accuracy is not guaranteed and products may not be available for your situation.
Loan assumptions and disclosures.

* Conforming and Jumbo monthly payment includes principal and interest only. Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.

5/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments.