Chi Ton

Financial Center Lending Consultant

NMLS ID: 997632

408.318.4993
777 N 1st Street San Jose CA 95112




Spring is the busy season for purchasing a home, and now may be a good time to look into the effects of changing interest rates. My name is Chi, and I'm your local San Jose Financial Center Lending Consultant. I'm here to help you finance your home, whether you're considering purchasing a home, refinancing your current one or applying for a home equity line of credit. If you have any questions, reach out and I'll be happy to help.

Learn more about me:

Areas of expertise

  • Third party affordable housing assistance programs
  • Fixed and adjustable-rate loans
  • Jumbo loans
  • Government loans
  • Home equity lines of credit
  • Lending to multicultural borrowers
  • First time homebuyers
  • High-net-worth borrowers
  • Lower-to-moderate-income borrowers
  • Self-employed borrowers

Let's get started

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

Mortgage Calculator
Refinance Calculator
Closing Cost Calculator
Home Equity Calculator

I'm here to help

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home’s equity. If you have any questions, feel free to reach out to me at any time.

Better Money Habits ®

Build your financial knowledge with educational videos and article on common home loan topics.
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Home loan resources

Understand the ins and outs of homeownership, when to refinance and how to use your home equity.

Real Estate Center ®

Find your future home by city and state or ZIP code.
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Down Payment Resources

Search for down payment help in your area.
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We'll make a great team

Home Loan Navigator®

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. (The Home Loan Navigator is not currently available on certain loan types.)
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Online and Mobile Banking

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more

First Time Homebuyer Online Edu-Series™

Get tips, tools and more from Bank of America specialists as they chat with Buzzfeed's Hannah Williams.
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Get information about Chi Ton, a Bank of America Financial Center Lending Consultant in San Jose, CA. Find contact information, expertise and more, to start your path to the right loan.