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Hi, I'm Al and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

Let's work together
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Delroy Pearson
Get started or call Get started 386.562.1143
Delroy Pearson

Delroy Pearson

Financial Center Lending Consultant NMLS ID: 1455071
386.562.1143

1880 State Road 44, New Smyrna Beach, FL 32168
Get started
Schedule an appointment
Get a call back from me
My location
Delroy Pearson

Delroy Pearson

Financial Center Lending Consultant NMLS ID: 1455071
386.562.1143

1880 State Road 44, New Smyrna Beach, FL 32168
Call me today

I'm Delroy, and as a Financial Center Lending Consultant, I'm here to help you find a loan that fits your budget. During my 16 years of experience, I've worked with clients looking for home loans of all kinds, including home equity lines of credit, lending to multicultural borrowers, first time homebuyers, lower-to-moderate-income borrowers, jumbo loans, and third party affordable housing assistance programs. I'm happy to talk with you or answer any questions when you're ready to explore your loan options.   

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Get started
Schedule an appointment
Get a call back from me

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Areas of expertise

  • Home equity lines of credit
  • Lending to multicultural borrowers
  • First time homebuyers
  • Lower-to-moderate-income borrowers
  • Jumbo loans
  • Third party affordable housing assistance programs

Community

  • Homebuyer Assistance Classes

Specialty

  • Neighborhood Lending Certified

Easy-to-use calculators

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.
  • Mortgage
    calculator
    Calculate monthly mortgage payment and rate options. Estimate monthly mortgage payment
  • Refinance
    calculator
    Get a quick, custom rate based on your refinancing plans. Learn more about refinancing plans
  • Affordability
    snapshot
    Figure out what monthly payment could fit in your budget. Try it out with the Affordability Snapshot
  • Closing costs
    calculator
    Estimate your closing costs based on area and purchase price. Calculate closing costs now
  • Home equity
    calculator
    Find out estimated payments and rates for a HELOC. Calculate payments for a HELOC
  • Home value
    estimator
    Discover the current estimated worth of your home. Find out more with the home value estimator

I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.

Better Money Habits®

Build your financial knowledge with educational videos and articles on common home loan topics.
Explore Better Money Habits

Real Estate Center®

Find your future home by city and state or ZIP code.
Search now on the Real Estate Center

Home loan resources

Understand the ins and outs of homeownership, when to refinance and how to use your home equity.
Read more about Home Loan Resources

Down Payment Resources

Search for down payment help in your area.
Learn more about the Down Payment Resource Center

Help where you
need it

Home Loan Navigator™

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more.
Watch video on Home Loan Navigator

Preferred Rewards

If you're a Bank of America client, you could qualify for a $200–$600 reduction in your home purchase or refinance loan origination fee, based upon your eligible balances at the time of your application.Footnote 1
Learn more about Preferred Rewards

Online and Mobile BankingFootnote 2

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more about Online and Mobile Banking
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