800.850.7655
Spring is the busy season for purchasing a home, and now may be a good time to look into the effects of changing interest rates. My name is Joachim, and I’m a Lending Officer. I'm here to help you finance your home, whether you're considering purchasing a home, refinancing your current one or applying for a home equity line of credit. If you have any questions, reach out and I'll be happy to help.
Current Mortgage Rates
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Estimate your personal rate with the mortgage calculator or the refinance calculator. If you want to talk about your options, set up a timeset up a time and I can go through them with you.
Rates based on a loan in ZIP code 32256
Easy-to-use calculators
These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way. Mortgage
calculator
Calculate monthly mortgage payment and rate options. Estimate monthly mortgage payment calculator
Refinance
calculator
Get a quick, custom rate based on your refinancing plans. Learn more about refinancing plans calculator
Affordability
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Figure out what monthly payment could fit in your budget. Try it out with the Affordability Snapshot snapshot
Closing costs
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Estimate your closing costs based on area and purchase price. Calculate closing costs now calculator
Home equity
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Find out estimated payments and rates for a HELOC. Calculate payments for a HELOC calculator
Home value
estimator
Discover the current estimated worth of your home. Find out more with the home value estimator estimator
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If you're not sure where to start, I'm happy to talk with you about what you may be able to afford.
I'm here for you
As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home’s equity. If you have any questions, feel free to reach out to me at any time.
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Not finding what you're looking for? Here are some other helpful links:
Better Money Habits®
Build your financial knowledge with educational videos and article on common home loan topics. Explore Better Money Habits
Home loan tools
Understand the ins and outs of homeownership, when to refinance and how to use your home equity. Read more about Home Loan Tools
Real Estate Center®
Find your future home by city and state or ZIP code. Search now on the Real Estate Center
Down Payment Resources
Search for down payment help in your area. Learn more about the Down Payment Resources
Help where you need it
Home Loan Navigator™
Home Loan Navigator™
When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. Watch video on Home Loan Navigator
Online and Mobile BankingFootnote 2
Online and Mobile BankingFootnote 2
It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone. Find out more about Online and Mobile Banking
Preferred Rewards
Preferred Rewards
If you're a Bank of America client, you could qualify for a $200–$600 reduction in your home purchase or refinance loan origination fee, based upon your eligible balances at the time of your application.Footnote 1 Learn more about Preferred Rewards