800.850.7655
I'm Joachim, a Lending Officer helping families finance their homes. Fall is the season of change and a good time to prepare for holiday spending. If you're thinking about buying a home, refinancing your current one or applying for a home equity line of credit, I'm here to help you explore your options. Don't hesitate to contact me if you have any questions or want to get the process started.
Current Mortgage Rates
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Estimate your personal rate with the mortgage calculator or the refinance calculator. If you want to talk about your options, set up a timeset up a time and I can go through them with you.
Rates based on a loan in ZIP code 28255
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These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way. Mortgage
calculator
Calculate monthly mortgage payment and rate options. Estimate monthly mortgage payment calculator
Refinance
calculator
Get a quick, custom rate based on your refinancing plans. Learn more about refinancing plans calculator
Affordability
snapshot
Figure out what monthly payment could fit in your budget. Try it out with the Affordability Snapshot snapshot
Closing costs
calculator
Estimate your closing costs based on area and purchase price. Calculate closing costs now calculator
Home equity
calculator
Find out estimated payments and rates for a HELOC. Calculate payments for a HELOC calculator
Home value
estimator
Discover the current estimated worth of your home. Find out more with the home value estimator estimator
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If you're not sure where to start, I'm happy to talk with you about what you may be able to afford.
I'm here to help
As a Bank of America Lending Officer, I want to make sure that we find the right home loan for you.These resources can help you learn about each step of the home loan process, whether you're looking for a home or hoping to refinance. If you have any questions, feel free to reach out to me at any time.
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Not finding what you're looking for? Here are some other helpful links:
Better Money Habits®
Build your financial knowledge with educational videos and article on common home loan topics. Explore Better Money Habits
Home loan tools
Understand the ins and outs of homeownership, when to refinance and how to use your home equity. Read more about Home Loan Tools
Real Estate Center®
Find your future home by city and state or ZIP code. Search now on the Real Estate Center
Down Payment Resource Center
Search for down payment help in your area. Learn more about the Down Payment Resource Center
We'll make a great team
Home Loan Navigator™
Home Loan Navigator™
When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. (The Home Loan Navigator is not currently available on certain loan types.)Footnote 1 Watch video on Home Loan Navigator
Online and Mobile Banking
Online and Mobile Banking
It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone. Find out more about Online and Mobile Banking
Preferred Rewards
Preferred Rewards
If you're a Bank of America customer, you could qualify for a $200–$600 reduction in your home purchase or refinance loan origination fee, based upon your eligible balances at the time of your application.Footnote 2 Learn more about Preferred Rewards