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Hi, I'm Al and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

Let's work together
John Vuong

John Vuong

Financial Center Lending Officer Assistant Vice President NMLS ID: 592412

6490 Camden Avenue, San Jose, CA 95120

Bank of America Down Payment Center

Saving to buy a home?
Here's how to find help.

Did you know that many organizations offer programsFootnote 1 that could help you with the up-front costs of buying a home? When combined with a low-down-payment mortgage—including our Affordable Loan Solution® mortgageFootnote 2 and the Freddie Mac® Home Possible® mortgage (available in select markets)Footnote 2,Footnote 3—these programs can make buying a home more affordable.

Simply select your state to search for programs you may be eligible for and then connect with your lending specialist about other down payment and closing cost options.

If your state is not listed, please ask your lending specialist about other down payment and closing cost options.

$200 Cash Bonus

Offer extended—when you get a Freddie Mac® Home Possible®, Affordable Loan Solution®, VA or FHA mortgage from us, you'll receive a $200 Bonus. Apply by February 15, 2019. Talk to your lending specialist to learn more.Footnote 4


Learn how down payment and closing cost assistance programs work.