Joseph Williams

Call me today

I’m Joseph, and I'm here to open doors to homeownership this fall or whenever you may need me. I'll walk you through the process whether you're thinking about buying a home, refinancing your current one, or applying for a home equity line of credit. Contact me to find out more about how our range of home loan options and powerful digital tools, combined with my personal guidance, can help you achieve your goals.

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Many ways to apply

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Schedule an appointment

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Areas of expertise

High-Net-Worth Borrowers

Community

Homebuyer Assistance Classes

Easy-to-use calculators

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

Affordability
Calculator Affordability
Calculator Find out how much home you can afford Calculate

Mortgage
calculator Mortgage
calculator Calculate monthly mortgage payment and rate options. Estimate

Closing costs
calculator Closing costs
calculator Estimate your closing costs based on area and purchase price. Calculate now

Home value
estimator Home value
estimator Discover the current estimated worth of your home. Find out more

Refinance
calculator Refinance
calculator Get a quick, custom rate based on your refinancing plans. Learn more

Home equity
calculator Home equity
calculator Find out estimated payments and rates for a HELOC. Calculate

If you're not sure where to start, I'm happy to talk with you about what you may be able to afford.

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I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.