You're leaving the
Bank of America website

You are going to a third-party website that Bank of America does not control. The website is governed by the third party's posted privacy policy and terms of use, and the third party is solely responsible for the content, offerings and level of security presented on its website. Select "Continue" if you want to go to the third party's website. Select "Cancel" if you choose not to go to the third party's website.


Thanks for reaching out

I know you have a lot of options when it comes to home loans, and I appreciate you contacting me. I'll review your information and reach out to you as soon as possible.

Back to home page

Hi, I'm Al and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

Let's work together
Kevin Hardin JD, CMB

Kevin Hardin JD, CMB

Lending Officer NMLS ID: 1228290
800.850.7655 Ext. 1560361

Bank of America Down Payment Center

Saving to buy a home?
Here's how to find help.

Did you know that many organizations offer programsFootnote 1 that could help you with the up-front costs of buying a home? When combined with a low-down-payment mortgage—including our Affordable Loan Solution® mortgageFootnote 2—these programs can make buying a home more affordable. Simply select your state to search for programs you may be eligible for.

If your state is not listed, please ask your lending specialist about other down payment and closing cost options.

$200 Limited Time Offer

For a limited time, when you get an Affordable Loan Solution® mortgage from Bank of America, you'll receive a $200 bonus. Must apply by November 30, 2018. Talk to your lending specialist to learn more.Footnote 3


Learn how down payment and closing cost assistance programs work.