Find a Bank of America lending specialist in your city
At Bank of America, we know there are many California mortgage loan officers to choose from. That’s why it’s important to do your homework and find the one that best meets your needs. Our California home loan offices and lending specialists provide tailored guidance for your unique situation, and online resources and mortgage calculators and mortgage rate information that help clarify the home buying process from beginning to end.
Whether you’re buying a home or refinancing your current home, your local Bank of America mortgage loan officer will review your unique situation and give you customized information so you can decide how much you can comfortably afford for a home.
- Sacramento
- San Bruno
- San Clemente
- San Diego
- San Francisco
- San Gabriel
- San Jose
- San Juan Capistrano
- San Leandro
- San Luis Obispo
- San Marcos
- San Marino
- San Mateo
- San Pedro
- San Ramon
- Santa Ana
- Santa Barbara
- Santa Clara
- Santa Clarita
- Santa Cruz
- Santa Maria
- Santa Monica
- Santa Rosa
- Santee
- Saratoga
- Sherman Oaks
- Simi Valley
- Solana Beach
- South Lake Tahoe
- South Pasadena
- South San Francisco
- Stevenson Ranch
- Stockton
- Studio City
- Sun Valley
- Sunland
- Sunnyvale
- Sylmar
Today's California mortgage rates
| Rate | APR | Points | Monthly payment | |
|---|---|---|---|---|
| 30-year fixed | 4.500% | 4.761% | 0.960 | $1,014 |
| 15-year fixed | 3.875% | 4.308% | 0.872 | $1,466 |
| 7/1 ARM variable | 3.875% | 4.897% | 0.929 | $940 |
| 5/1 ARM variable | 3.625% | 4.974% | 0.907 | $912 |
All products, rates, APRs, and credit assumptions valid on 12/7/2018 and are subject to change without notice. Chart data is for illustrative purposes only. Conforming and Jumbo data assumes a borrower with excellent credit and FHA data assumes a borrower with good credit. Accuracy is not guaranteed and products may not be available for your situation
* Conforming and Jumbo monthly payment includes principal and interest only (FHA monthly payment includes principal, interest, and mortgage insurance). Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.
† 5/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments.
| Rate | APR | Points | Monthly payment | |
|---|---|---|---|---|
| 30-year fixed | 4.625% | 4.793% | 0.844 | $1,028 |
| 15-year fixed | 4.000% | 4.279% | 0.807 | $1,480 |
| 7/1 ARM variable | 4.000% | 4.873% | 0.908 | $954 |
| 5/1 ARM variable | 3.750% | 4.939% | 0.917 | $926 |
All products, rates, APRs, and credit assumptions valid on 12/7/2018 and are subject to change without notice. Chart data is for illustrative purposes only. Conforming and Jumbo data assumes a borrower with excellent credit and FHA data assumes a borrower with good credit. Accuracy is not guaranteed and products may not be available for your situation.
* Conforming and Jumbo monthly payment includes principal and interest only (FHA monthly payment includes principal, interest, and mortgage insurance). Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.
† 5/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments.
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