California Mortgage Loan Officers and Rates

Search for California mortgage loan officers in your area and view today’s mortgage rates for fixed-rate and adjustable-rate mortgages.

Find a Bank of America lending specialist in your city

At Bank of America, we know there are many California mortgage loan officers to choose from. That’s why it’s important to do your homework and find the one that best meets your needs. Our California home loan offices and lending specialists provide tailored guidance for your unique situation, and online resources and mortgage calculators and mortgage rate information that help clarify the home buying process from beginning to end.

Whether you’re buying a home or refinancing your current home, your local Bank of America mortgage loan officer will review your unique situation and give you customized information so you can decide how much you can comfortably afford for a home.
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Today's California mortgage rates

Purchase rates
This table correlates conforming products to rate, point, and APR% information for fixed-rate mortgages.
  Rate APR Points Monthly payment
30-year fixed 5.250% 5.474% 0.360 $1,104
15-year fixed 4.125% 4.576% 0.921 $1,492
7y/6m ARM variable 4.500% 4.020% 0.726 $1,014
5y/6m ARM variable 4.125% 3.728% 0.887 $970

All products, rates, APRs, and credit assumptions valid on 5/13/2022 and are subject to change without notice. Chart data is for illustrative purposes only. Conforming and Jumbo data assumes a borrower with excellent credit and FHA data assumes a borrower with good credit. Accuracy is not guaranteed and products may not be available for your situation

* Conforming and Jumbo monthly payment includes principal and interest only (FHA monthly payment includes principal, interest, and mortgage insurance). Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.

† 5y/6m Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7y/6m Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments.

Refinance rates
This table correlates conforming products to rate, point, and APR% information for refinanced mortgages.
  Rate APR Points Monthly payment
30-year fixed 5.375% 5.545% 0.717 $1,120
15-year fixed 4.375% 4.687% 0.951 $1,518
7y/6m ARM variable 4.625% 4.002% 0.768 $1,028
5y/6m ARM variable 4.375% 3.722% 0.681 $998

All products, rates, APRs, and credit assumptions valid on 5/13/2022 and are subject to change without notice. Chart data is for illustrative purposes only. Conforming and Jumbo data assumes a borrower with excellent credit and FHA data assumes a borrower with good credit. Accuracy is not guaranteed and products may not be available for your situation.

* Conforming and Jumbo monthly payment includes principal and interest only (FHA monthly payment includes principal, interest, and mortgage insurance). Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.

† 5y/6m Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7y/6m Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments.

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Find a California Mortgage Loan Officer, view mortgage rates and receive custom advice along with resources to help with the home buying process. home-loans image California mortgage loan officer, California loan officer, California mortgage lender, California mortgage rates