Maria Ma

Senior Lending Officer

NMLS ID: 238495

408.315.4888
560 S Winchester Blvd Ste 310 San Jose CA 95128




I'm Maria, and as a Senior Lending Officer, I'm here to help you find a loan that fits your budget. During my 33 years of experience, I've worked with clients looking for home loans of all kinds, including third party affordable housing assistance programs, fixed and adjustable-rate loans, jumbo loans, government loans, home equity lines of credit, lending to multicultural borrowers, first time homebuyers, high-net-worth borrowers, lower-to-moderate-income borrowers, and self-employed borrowers. I'm happy to talk with you or answer any questions when you're ready to explore your loan options.   

Learn more about me:

Additional languages

  • Cantonese
  • Mandarin

Areas of expertise

  • Third party affordable housing assistance programs
  • Fixed and adjustable-rate loans
  • Jumbo loans
  • Government loans
  • Home equity lines of credit
  • Lending to multicultural borrowers
  • First time homebuyers
  • High-net-worth borrowers
  • Lower-to-moderate-income borrowers
  • Self-employed borrowers

Community

  • Homebuyer Assistance Classes

Specialty

  • Neighborhood Lending Certified

Let's get started

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

Mortgage Calculator
Refinance Calculator
Closing Cost Calculator
Home Equity Calculator
Home Value Estimator

I'm here to help

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home’s equity. If you have any questions, feel free to reach out to me at any time.

Better Money Habits ®

Build your financial knowledge with educational videos and article on common home loan topics.
Explore

Home loan resources

Understand the ins and outs of homeownership, when to refinance and how to use your home equity.

Real Estate Center ®

Find your future home by city and state or ZIP code.
Search now

Down Payment Resources

Search for down payment help in your area.
Learn more

We'll make a great team

Home Loan Navigator™

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. (The Home Loan Navigator is not currently available on certain loan types.)
Watch video

Online and Mobile Banking

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more

Preferred Rewards

If you're a Bank of America customer, you could qualify for a $200–$600 reduction in your home purchase or refinance loan origination fee, based upon your eligible balances at the time of your application.
Learn more


Get information about Maria Ma, a Bank of America Senior Lending Officer in San Jose, CA. Find contact information, expertise and more, to start your path to the right loan.