Peter Santos

With the new year upon us, there's no better time to think about the future and your goals. I'm Peter, your local Carlsbad Senior Lending Officer. If you're ready to buy a home, or if you already own one, you may benefit from exploring refinancing options or the possibility of applying for a home equity line of credit. With 17 years of experience helping families finance their homes, I'm ready to answer any questions you might have. Contact me and I'll be happy to guide you every step of the way.

Learn more about me:

Areas of expertise

Fixed and adjustable-rate loans
Jumbo loans
Government loans
Home equity lines of credit
Lending to multicultural borrowers

Community

Habitat for Humanity

Let's get started

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

Mortgage Calculator
Refinance Calculator
Closing Cost Calculator
Home Equity Calculator
Home Value Estimator

I'm here to help

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home’s equity. If you have any questions, feel free to reach out to me at any time.

Better Money Habits ^®

Build your financial knowledge with educational videos and article on common home loan topics.

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Home loan resources

Understand the ins and outs of homeownership, when to refinance and how to use your home equity.

Real Estate Center ^®

Find your future home by city and state or ZIP code.

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Down Payment Resources

Search for down payment help in your area.

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We'll make a great team

Home Loan Navigator™

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. (The Home Loan Navigator is not currently available on certain loan types.)
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Online and Mobile Banking

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
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Preferred Rewards

If you're a Bank of America customer, you could qualify for a $200–$600 reduction in your home purchase or refinance loan origination fee, based upon your eligible balances at the time of your application.
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Peter Santos - Mortgage Loan Officer - Bank of America
Get information about Peter Santos, a Bank of America Senior Lending Officer in Carlsbad, CA. Find contact information, expertise and more, to start your path to the right loan.