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I know you have a lot of options when it comes to home loans, and I appreciate you contacting me. I'll review your information and reach out to you as soon as possible.

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Hi, I'm Al and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

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442-227-3915
Richard Baca

Richard Baca

Credit Solutions Advisor II NMLS ID: 2120040
78400 Highway 111, La Quinta, CA 92253
Many ways to apply
Get started
Schedule an appointment
Get a call back from me
Richard Baca

Richard Baca

Credit Solutions Advisor II NMLS ID: 2120040 78400 Highway 111, La Quinta, CA 92253
Call me today

Hi, I’m Richard, and I'm here to help with all your home loan needs. If you'd like to meet in person, I'm easy to find at your local Bank of America. With 6 years of home loan experience, including First Time Homebuyers, Fixed And Adjustable-Rate Loans, Government Loans, High-Net-Worth Borrowers, Home Equity Lines Of Credit, Jumbo Loans, Lower-To-Moderate-Income Borrowers and Self-Employed Borrowers., I'm confident I can give you the personal guidance you need to find a home loan that's right for you. Contact me today to get started.

Get started
Get started
Schedule an appointment
Get a call back from me

Community

  • Habitat For Humanity

Hobbies

  • Chess
  • Cooking
  • Dancing
  • Fitness
  • Music
  • Soccer
  • Spending Time With My Family
  • Traveling

My events

Homebuyer Workshop Friday, June 21, 2024 | 09:00 a.m.–11:00 a.m. 78400 Highway 111
La Quinta, CA 92253 Speaker: Brandon Quiroz - Realtor Berkshire HathawayRSVP for Homebuyer Workshop
Find more events

Easy-to-use calculators

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.

Homebuyer
Insights

Discover recent trends in homebuyer attitudes, behaviors and preferences.
Learn more

Better Money
Habits®

Build your financial knowledge with educational videos and articles on common home loan topics.
Explore

Real Estate
Center®

Find your future home by city and state or ZIP code.
Search now

Down Payment
Resources

Search for down payment help in your area.
Learn more

Help where you need it

Home Loan Navigator®

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more.
Learn more on Home Loan Navigator

Online and Mobile BankingFootnote 1

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more about Online and Mobile Banking

Let's get together

Homebuyer Workshop Friday, June 21, 2024 Point Happy Financial Center Learn more about Event