Richard Fernandez - Credit Solutions Advisor II - Bank of America

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Richard Fernandez contact details

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I’m Richard, and I'm here to open doors to homeownership this fall or whenever you may need me. I'll walk you through the process whether you're thinking about buying a home, refinancing your current one, or applying for a home equity line of credit. Contact me to find out more about how our range of home loan options and powerful digital tools, combined with my personal guidance, can help you achieve your goals.

Many ways to apply

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Education

Associate degree in Business Administration from St. Philip's College

Areas of expertise

First Time Homebuyers

I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.

Homebuyer
Insights

Discover recent trends in homebuyer attitudes, behaviors and preferences.

Better Money
Habits^®

Build your financial knowledge with educational videos and articles on common home loan topics.

Real Estate
Center^®

Find your future home by city and state or ZIP code.

Down Payment
Resources

Search for down payment help in your area.

Richard Fernandez

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Help where you need it

Home Loan Navigator^®

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more.

Learn more on Home Loan Navigator

Online and Mobile Banking ^{Footnote 1}

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.

Find out more about Online and Mobile Banking