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Hi, I'm [[FIRSTNAME]] and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

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Current Mortgage Rates
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Veronica Hilcken
Ask questions or get prequalified Contact me 518.626.2789

Current Mortgage Rates

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Estimate your personal rate with the mortgage calculator or the refinance calculator. If you want to talk about your options, set up a timeset up a time and I can go through them with you.
Rates based on a loan in ZIP code 12207

Veronica Hilcken

Enterprise Retail Sales Manager Vice PresidentNMLS ID: 561581

 69 State Street, Albany, NY 12207

Spring is the busy season for purchasing a home, and now may be a good time to look into the effects of changing interest rates. My name is Veronica, and I’m a Enterprise Retail Sales Manager. I'm here to help you finance your home, whether you're considering purchasing a home, refinancing your current one or applying for a home equity line of credit. If you have any questions, reach out and I'll be happy to help.

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These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.
Mortgage
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Calculate monthly mortgage payment and rate options. Estimate monthly mortgage payment
Refinance
calculator
Get a quick, custom rate based on your refinancing plans. Learn more about refinancing plans
Affordability
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Figure out what monthly payment could fit in your budget. Try it out with the Affordability Snapshot
Closing costs
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Estimate your closing costs based on area and purchase price. Calculate closing costs now
Home equity
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Find out estimated payments and rates for a HELOC. Calculate payments for a HELOC
Home value
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Discover the current estimated worth of your home. Find out more with the home value estimator
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If you're not sure where to start, I'm happy to talk with you about what you may be able to afford.
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I'm here to help

As a Bank of America Enterprise Retail Sales Manager, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home or hoping to refinance. If you have any questions, feel free to reach out to me at any time.
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Not finding what you're looking for? Here are some other helpful links:
First-time home buying Understanding mortgage prequalification
What are mortgage points? Evaluating home equity

Better Money Habits®

Build your financial knowledge with educational videos and article on common home loan topics. Explore Better Money Habits

Home loan tools

Understand the ins and outs of homeownership, when to refinance and how to use your home equity. Read more about Home Loan Tools

Real Estate Center®

Find your future home by city and state or ZIP code. Search now on the Real Estate Center

Down Payment Resource Center

Search for down payment help in your area. Learn more about the Down Payment Resource Center

We'll make a great team

Home Loan Navigator™

Home Loan Navigator™

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. (The Home Loan Navigator is not currently available on certain loan types.)Footnote 1 Watch video on Home Loan Navigator

Online and Mobile Banking

Online and Mobile Banking

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone. Find out more about Online and Mobile Banking

Preferred Rewards

Preferred Rewards

If you're a Bank of America customer, you could qualify for a $200–$600 reduction in your home purchase or refinance loan origination fee, based upon your eligible balances at the time of your application.Footnote 2 Learn more about Preferred Rewards
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