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I know you have a lot of options when it comes to home loans, and I appreciate you contacting me. I'll review your information and reach out to you as soon as possible.

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Hi, I'm Al and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

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845-375-3985
Alberto Cardenas

Alberto Cardenas

Credit Solutions Advisor Assistant Vice President NMLS ID: 2378272
1414 Route 300, Newburgh, NY 12550
Many ways to apply
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Current Mortgage Rates

Mortgage rates
Alberto Cardenas
Visit Bank of America's mortgage webpage to see current rates in your area.

If you want to talk about your options, set up a time set up a time and I can go through them with you.
Alberto Cardenas

Alberto Cardenas

Credit Solutions Advisor Assistant Vice President NMLS ID: 2378272 1414 Route 300, Newburgh, NY 12550
Call me today

Hi, I’m Alberto. Now that it's spring, new home listings are blooming and homeowners are thinking about home improvements. Whether you're thinking about purchasing a new home or updating your existing home, I have home loan options that can help. Contact me to learn how my personal support and our powerful digital tools can help you achieve your homeownership goals.

Get started
Get started
Schedule an appointment
Get a call back from me

Hobbies

  • Baseball
  • Basketball
  • Boxing
  • Football
  • Spending Time With My Family

Additional Languages

  • Spanish

My events

Homebuyer Workshop Thursday, March 19, 2026 | 03:00 p.m.–04:00 p.m. 1414 Route 300
Newburgh, NY 12550 Speaker: RSVP for Homebuyer Workshop
Find more events

Easy-to-use calculators

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.

Homebuyer
Insights

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Better Money
Habits®

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Real Estate
Center

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Down Payment
Resources

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Help where you need it

Home Loan Navigator®

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more.
Learn more on Home Loan Navigator

It’s Great to be Home™ Homebuyer Workshops

Visit our workshop and resource center to watch our series of free homebuyer education videos, plus access helpful resources.
Explore resources

Online and Mobile BankingFootnote 1

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more about Online and Mobile Banking

Let's get together

Homebuyer Workshop Thursday, March 19, 2026 Learn more about Event