Close interstitial

You're leaving the
Bank of America website

You are going to a third-party website that Bank of America does not control. The website is governed by the third party's posted privacy policy and terms of use, and the third party is solely responsible for the content, offerings and level of security presented on its website. Select "Continue" if you want to go to the third party's website. Select "Cancel" if you choose not to go to the third party's website.

ContinueCancel
Close interstitial

Thanks for reaching out

I know you have a lot of options when it comes to home loans, and I appreciate you contacting me. I'll review your information and reach out to you as soon as possible.

Back to home page
Close interstitial

Hi, I'm [[FIRSTNAME]] and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

Let's work together
Skip to main content
Current Mortgage Rates
Open menu
Andrea Ho
Get started or callAsk questions or get prequalified Get startedContact me 415.636.0510

Current Mortgage Rates

Close rates layer
Active: Purchase ratesActive: Refinance rates
Open notification about mortgage rates
Close notification about mortgage rates
Estimate your personal rate with the mortgage calculator or the refinance calculator. If you want to talk about your options, set up a timeset up a time and I can go through them with you.
Rates based on a loan in ZIP code 94114

Andrea Ho

Senior Financial Center Lending Officer Assistant Vice PresidentNMLS ID: 1039287

 4098 24th Street, San Francisco, CA 94114

I'm Andrea, and I'm dedicated to helping people find the home loan that comfortably fits their needs in the San Francisco area. As a Pinnacle Club member and a trusted partner to many people in this community, I'm here to guide you through every step of the home loan process. Call me today if you're ready to get started or would like more information.

Show: Hide: Learn more about me

My lending reviews

Write a review.
  |   See all.
Provided by
415.636.0510
Schedule an appointment
Get started
Prequalify now
Get a call back from me

Awards

  • Pinnacle Club

Education

  • Bachelors degree in Managerial Economics from University of California

Areas of expertise

  • First time homebuyers
  • Government loans
  • High-net-worth borrowers
  • Home equity lines of credit
  • Jumbo loans
  • Lending to multicultural borrowers
  • Lower-to-moderate-income borrowers
  • Third party affordable housing assistance programs

Community

  • Special Olympics

Specialty

  • New Construction Specialist

Easy-to-use calculators

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.
Mortgage
calculator
Calculate monthly mortgage payment and rate options. Estimate monthly mortgage payment
Refinance
calculator
Get a quick, custom rate based on your refinancing plans. Learn more about refinancing plans
Affordability
snapshot
Figure out what monthly payment could fit in your budget. Try it out with the Affordability Snapshot
Closing costs
calculator
Estimate your closing costs based on area and purchase price. Calculate closing costs now
Home equity
calculator
Find out estimated payments and rates for a HELOC. Calculate payments for a HELOC
Home value
estimator
Discover the current estimated worth of your home. Find out more with the home value estimator
Open notification about getting started
Close notification about getting started
If you're not sure where to start, I'm happy to talk with you about what you may be able to afford.
Let's meet
Get a call back from me

I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home’s equity. If you have any questions, feel free to reach out to me at any time.
Open notification about helpful links
Close notification about helpful links
Not finding what you're looking for? Here are some other helpful links:
First-time home buying Understanding mortgage prequalification
What are mortgage points? Evaluating home equity

Better Money Habits®

Build your financial knowledge with educational videos and article on common home loan topics. Explore Better Money Habits

Real Estate Center®

Find your future home by city and state or ZIP code. Search now on the Real Estate Center

Down Payment Resources

Search for down payment help in your area. Learn more about the Down Payment Resources

Help where you need it

Home Loan Navigator™

Home Loan Navigator™

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. Watch video on Home Loan Navigator

Online and Mobile BankingFootnote 2

Online and Mobile BankingFootnote 2

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone. Find out more about Online and Mobile Banking

Preferred Rewards

Preferred Rewards

If you're a Bank of America client, you could qualify for a $200–$600 reduction in your home purchase or refinance loan origination fee, based upon your eligible balances at the time of your application.Footnote 1 Learn more about Preferred Rewards
Explore more articles