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I know you have a lot of options when it comes to home loans, and I appreciate you contacting me. I'll review your information and reach out to you as soon as possible.

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Hi, I'm Al and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

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Cecilia Carmona

Cecilia Carmona

Credit Solutions Advisor Officer NMLS ID: 632892
9000 Ming Ave, Bakersfield, CA 93311
Many ways to apply
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Current Mortgage Rates

Mortgage rates
Cecilia Carmona
Visit Bank of America's mortgage webpage to see current rates in your area.

If you want to talk about your options, set up a time set up a time and I can go through them with you.
Cecilia Carmona

Cecilia Carmona

Credit Solutions Advisor Officer NMLS ID: 632892 9000 Ming Ave, Bakersfield, CA 93311
Call me today

Hi, I’m Cecilia. If your plans for the winter include buying a home, I'm here to help. You can count on personal guidance from me and a wide range of home loan options, whether you're thinking about buying your first home, moving up or downsizing. Our powerful digital tools will also help you understand your home loan and stay on track with your application. Contact me or explore my website to learn more.

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Get started

Additional Languages

  • Spanish

Easy-to-use calculators

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.
Discover recent trends in homebuyer attitudes, behaviors and preferences.
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Build your financial knowledge with educational videos and articles on common home loan topics.
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Find your future home by city and state or ZIP code.
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Search for down payment help in your area.
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Help where you need it

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more.
Learn more on Home Loan Navigator
Get tips, tools and more from Bank of America specialists as they chat with Buzzfeed's Hannah Williams.
Watch videos from the First-Time Homebuyer Page
It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more about Online and Mobile Banking