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I know you have a lot of options when it comes to home loans, and I appreciate you contacting me. I'll review your information and reach out to you as soon as possible.

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Hi, I'm Al and I'm a Bank of America lending specialist here to help with your home loan needs.

On this page, you'll find tools and resources to help you understand your home loan options. While you're browsing, my website will help guide and refer you to informative content, ensuring you're having the best experience possible.

Let's work together

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Gabby Garibay

Gabby Garibay

Credit Solutions Advisor Assistant Vice President NMLS ID: 1548413
2617 Mitchell Rd, Ceres, CA 95307
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Current Mortgage Rates

Mortgage rates
Gabby Garibay
Visit Bank of America's mortgage webpage to see current rates in your area.

If you want to talk about your options, set up a time set up a time and I can go through them with you.
Gabby Garibay

Gabby Garibay

Credit Solutions Advisor Assistant Vice President NMLS ID: 1548413 2617 Mitchell Rd, Ceres, CA 95307
Call me today

Hi, I’m Gabby. If you're working with homebuyers this winter, I'm here to help. Whether they're thinking about buying their first home, moving up or downsizing, they can count on my personal guidance and a wide range of home loan options. Our powerful digital tools will help them understand their home loan and stay on track with their application. Let's talk about how we can work together.

Community

  • American Cancer Society
  • Habitat For Humanity

Hobbies

  • Traveling

Additional Languages

  • Spanish

Home loans and programs

Every borrower has different needs based on their specific situation. When we work together, I'll put Bank of America's best products and services to work to help your clients find the home loan that's right for them.
Gabby Garibay
Each loan has pros and cons based on your client's needs. Feel free to reach out to me at any time if you need more information about a specific loan and how it could help your client achieve homeownership.
Call me at 209-287-3283

Resources for your clients

Your clients may need some help understanding how home loans work. Here you'll find tools and educational resources that they can use throughout the home loan process.
Gabby  Garibay
If you're not sure where to start, I'm happy to talk with you about your client's needs.
Call me at 209-287-3283

Stay connected

Discover recent trends in homebuyer attitudes, behaviors and preferences.
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Clients can get tips, tools and more from Bank of America specialists as they chat with Buzzfeed's Hannah Williams.
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Find local support and programs for you and your clients in your community.
Learn how