Julia Melkova - Community Lending Officer - Bank of America

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Julia Melkova contact details

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Hi, I’m Julia. If your plans for the winter include buying a home, I'm here to help. You can count on personal guidance from me and a wide range of home loan options, whether you're thinking about buying your first home, moving up or downsizing. Our powerful digital tools will also help you understand your home loan and stay on track with your application. Contact me or explore my website to learn more.

Many ways to apply

Schedule an appointment

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Additional Languages

Areas of expertise

First Time Homebuyers
Fixed And Adjustable-Rate Loans
Government Loans
High-Net-Worth Borrowers
Home Equity Lines Of Credit
Jumbo Loans
Lower-To-Moderate-Income Borrowers
Self-Employed Borrowers
Third Party Affordable Housing Assistance Programs

Community

Homebuyer Assistance Classes

I'm here for you

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.

Homebuyer
Insights

Discover recent trends in homebuyer attitudes, behaviors and preferences.

Better Money
Habits^®

Build your financial knowledge with educational videos and articles on common home loan topics.

Real Estate
Center^®

Find your future home by city and state or ZIP code.

Down Payment
Resources

Search for down payment help in your area.

Not finding what you're looking for?
Here are some other helpful links:

Help where you need it

Home Loan Navigator^®

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more.

Learn more on Home Loan Navigator

First-Time Homebuyer Affordable Home Buying Solutions

Watch our First-Time Homebuyer Online Edu-Series to learn about affordable mortgages, grants for first-time homebuyers and more.

Watch videos from the First-Time Homebuyer Affordable Home Buying Solutions Page

Online and Mobile Banking ^{Footnote 1}

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.

Find out more about Online and Mobile Banking