photo of  Karla Sosa

Karla Sosa

Credit Solutions Advisor

NMLS ID: 369963

1707 E Capitol Expy San Jose CA 95121

Schedule an appointment

I'm Karla, and as a Credit Solutions Advisor, I'm here to help you find a loan that fits your budget. During my 11 years of experience, I've worked with clients looking for home loans of all kinds, including fixed and adjustable-rate loans, jumbo loans, first time homebuyers, home equity lines of credit, government loans, and high-net-worth borrowers. I'm happy to talk with you or answer any questions when you're ready to explore your loan options.   

Learn more about me:


  • President's Club

Additional languages

  • Spanish

Areas of expertise

  • Fixed and adjustable-rate loans
  • Jumbo loans
  • First time homebuyers
  • Home equity lines of credit
  • Government loans
  • High-net-worth borrowers


  • Homebuyer Assistance Classes


  • Community Homeownership Advocate

Let's get started

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

Mortgage Calculator
Refinance Calculator
Closing Cost Calculator
Home Equity Calculator

I'm here to help

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home’s equity. If you have any questions, feel free to reach out to me at any time.

Better Money Habits ®

Build your financial knowledge with educational videos and article on common home loan topics.

Home loan resources

Understand the ins and outs of homeownership, when to refinance and how to use your home equity.

Real Estate Center ®

Find your future home by city and state or ZIP code.
Search now

Down Payment Resources

Search for down payment help in your area.
Learn more

We'll make a great team

Home Loan Navigator®

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. (The Home Loan Navigator is not currently available on certain loan types.)
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Online and Mobile Banking

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more

First Time Homebuyer Online Edu-Series™

Get tips, tools and more from Bank of America specialists as they chat with Buzzfeed's Hannah Williams.
Watch videos

Get information about Karla Sosa, a Bank of America Credit Solutions Advisor in San Jose, CA. Find contact information, expertise and more, to start your path to the right loan.
photo of  Karla Sosa