I'm Manuel Pena, and I'm a Mortgage Loan Officer committed to helping my customers find the home loan that comfortably fits their needs. In my experience working with first time homebuyers and more, I've been able to assist my customers from loan application to closing. Here on my website you'll find educational resources and calculators that will help you decide what you can comfortably afford. I'm here to help every step of the way. Call me today if you're ready to get started or would like more information.

Calculators

Estimate your monthly mortgage payment

Estimate your monthly payment based on loan amount and interest rate.

Closing cost calculator

Estimate your closing costs based on area and purchase price.

Should I refinance my home?

See if your monthly mortgage payments could be lower if you refinance.

Home equity calculator

Use this calculator to get an idea of your rate and monthly payment for a home equity line of credit.

Affordability snapshot

A powerful interactive tool, to create your personalized affordability snapshot

Home value estimator

Use this tool to find out how much your home may be worth.