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TERESA BARNES

Financial Center Lending Officer

NMLS ID: 449815

831.647.3663
200 E Franklin Street Monterey CA 93940




I'm TERESA, a Financial Center Lending Officer, and I'm conveniently based in your local Bank of America branch. During my 37 years of experience, I've developed special expertise in high-net-worth borrowers, fixed and adjustable-rate loans, first time homebuyers, jumbo loans, and home equity lines of credit. If you're ready to take the next step in getting a home loan or simply have a question, contact me and we can work together to find the home loan that's right for you.

 

Learn more about me:

Areas of expertise

  • High-net-worth borrowers
  • Fixed and adjustable-rate loans
  • First time homebuyers
  • Jumbo loans
  • Home equity lines of credit

Let's get started

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

Mortgage Calculator
Refinance Calculator
Closing Cost Calculator
Home Equity Calculator

I'm here to help

As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home’s equity. If you have any questions, feel free to reach out to me at any time.

Better Money Habits ®

Build your financial knowledge with educational videos and article on common home loan topics.
Explore

Home loan resources

Understand the ins and outs of homeownership, when to refinance and how to use your home equity.

Real Estate Center ®

Find your future home by city and state or ZIP code.
Search now

Down Payment Resources

Search for down payment help in your area.
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We'll make a great team

Home Loan Navigator®

When you apply for a home loan with me, the Bank of America Home Loan Navigator can help you track your loan status and more. (The Home Loan Navigator is not currently available on certain loan types.)
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Online and Mobile Banking

It's easy to manage your Bank of America home loan account with secure access from your laptop, tablet or smartphone.
Find out more

First Time Homebuyer Online Edu-Series™

Get tips, tools and more from Bank of America specialists as they chat with Buzzfeed's Hannah Williams.
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Get information about TERESA BARNES, a Bank of America Financial Center Lending Officer in Monterey, CA. Find contact information, expertise and more, to start your path to the right loan.
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