Cristina Cruz

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Hi, I’m Cristina. If your plans for the winter include buying a home, I'm here to help. You can count on personal guidance from me and a wide range of home loan options, whether you're thinking about buying your first home, moving up or downsizing. Our powerful digital tools will also help you understand your home loan and stay on track with your application. Contact me or explore my website to learn more.

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Easy-to-use calculators

These mortgage calculators may be able to help you understand how much you can borrow or what costs may come up along the way.

Affordability
Calculator Affordability
Calculator Find out how much home you can afford Calculate

Mortgage
calculator Mortgage
calculator Calculate monthly mortgage payment and rate options. Estimate

Closing costs
calculator Closing costs
calculator Estimate your closing costs based on area and purchase price. Calculate now

Home value
estimator Home value
estimator Discover the current estimated worth of your home. Find out more

Refinance
calculator Refinance
calculator Get a quick, custom rate based on your refinancing plans. Learn more

Home equity
calculator Home equity
calculator Find out estimated payments and rates for a HELOC. Calculate

If you're not sure where to start, I'm happy to talk with you about what you may be able to afford.

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As a Bank of America Lending Specialist, I want to make sure that we find the right home loan for you.

These resources can help you learn about each step of the home loan process, whether you're looking for a home, hoping to refinance or interested in accessing your home's equity. If you have any questions, feel free to reach out to me at any time.